HOME EQUITY RATES

Home Equity (Fixed) & Home Equity Line Of Credit (Adjustable)

Rates are Based on an Index which is the Prime Rate as published each in the Wall Street Journal
Index as of Today – 3.25% Amount and Terms are all based on Credit, Occupancy Status & Property Type

Single Family Home/Owner Occupied*

  APR1 as low as

Additional Disclosures

5 Year Fixed 3.50% 60 monthly payments of $18.20 for each $1,000 borrowed
10 Year Fixed 3.75% 120 monthly payments of $10.01 for each $1,000 borrowed
15 Year Fixed 4.00% 180 monthly payments of $7.40 for each $1,000 borrowed
Home Equity Line of Credit (HELOC) 3.75%  
1 Annual Percentage Rate

*Surcharges applied for:
- All other owner occupied property +0.50%
- Non owner occupied property - 1st position lien +1.00%
- Non owner occupied property - 2nd position lien +2.00%
$50.00 Application Fee for Credit processing paid at time of application
Apprasial & Closing Costs are paid by the borrower(s)
Closing Costs include a $395.00 origination fee

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